Thursday, October 6, 2016

Medical Aid Options 2017

Discovery Health Rates for 2017

The close off for upgrades is 15th December 2016. All medical aid companies have been forced to increase tariffs for 2017 due to medical inflation. Discovery has had the lowest increases out of all schemes for 2017 with an average of 10% across plans.

However, the Coastal Core plan will be increasing by 14.9%. This is mainly due to increased claims and the cost of coastal hospitals has reached a parity with inland hospitals.

Discovery has reacted to try make medical aids affordable by offering the Classic Smart Plan and the Essential Smart Plan as an affordable alternative to Core and Saver Members.

In summary:

GAP COVER:

It is advisable to have medical GAP cover on ALL plans, especially if you are going downgrade. If you do not have GAP cover please advise immediately.

Coastal Core Members:

Should consider the following plans for 2017:

Single Members: Upgrade Essential Smart Plan
Families: Upgrade Classic Smart Plan

Added Benefits: Unlimited GP Benefit, Dental Check Up and Cover for Scopes with co-payments.

Network Hospitals for pre-planned procedures.

Possible Alternative for downgrade:

Essential Delta Core

Network Hospital for pre-planned procedures.

The Smart Plan GP’s and Hospitals are available on www.discovery.co.za

If you have any questions please do not hesitate to contact me for advice on selecting your health plan for 2017.

Stephen Leppan 
0741367775